The Affordable Retirement Spot in Tennessee You Haven’t Considered—But Should

It may not be the pride of France, but Paris, Tennessee, is still a worthwhile destination—at least for retirement. Nestled in the heart of Henry County and home to just over 10,000 residents, it offers a combination of affordability, laid-back living, and scenic surroundings that make it a compelling choice for those ready to relax and enjoy their golden years.

Let’s explore what Paris has to offer, from practical considerations—like its cost of living and health care access—to its lifestyle highlights, including the town’s environment, community events, and recreational opportunities.

Cost of Living in Paris, Tennessee

Affordability is often a priority for retirees on a fixed income, and Paris offers an exceptionally low cost of living. The town’s median household income is just $48,540, well below the national median of $80,610. That wide gap reflects how much lower expenses tend to be in Paris than in the rest of the United States.

Housing is one of the primary areas local retirees can expect to find savings. The median home value in Paris is just $145,200, $193,800 lower than the state median of $339,900 and a full $271,700 under the national median of $416,900. Similarly, the median monthly housing costs in Henry County are $643, less than half the national median of $1,338.

Food costs in Paris are also much lower than in many other parts of the country. A typical retired household in Henry County can expect to feed themselves for about $586 per month, while the average American household has to budget roughly $832.

In addition, Tennessee is one of the eight states with no income tax, so Paris residents pay no state taxes on Social Security benefits or retirement account withdrawals.

Health Care and Accessibility

Health care is another significant priority for retirees, who often require regular medical services. Fortunately, Paris offers a surprising level of access for a town its size. Despite covering less than 13 square miles, Paris is home to its fair share of the county’s 64 medical establishments, including one of its major hospitals: West Tennessee Healthcare – Henry County Hospital.

Typical monthly transportation costs are somewhat higher than the national average, sitting at around $1,296 compared to $1,098. However, it isn’t too difficult to get around affordably, as the Northwest Tennessee Human Resources Agency (NWTHRA) offers public transit service to the county for as little as $1 per ride. Additionally, Uber is available in the area, though wait times may be longer than in bigger cities.

Lifestyle and Recreational Activities

For retirees who appreciate a more relaxed pace, Paris offers the quintessential small-town charm. The town’s personality is on full display at Eiffel Tower Park, a nod to its namesake, complete with a quaint replica of the iconic French landmark.

However, Paris punches above its weight culturally, with 11 art establishments that contribute to a surprisingly lively creative scene. The Paris Academy for the Arts helps anchor the town’s artistic spirit, offering regular classes and events.

Despite its small size, Paris also has a strong culinary reputation, especially for regional staples. Trolinger’s Old Fashion Butcher Shoppe is a local favorite known for its classic barbeque, and the area is famous for its catfish, fresh from nearby waterways.

Speaking of, nature lovers can find plenty to enjoy at Paris Landing State Park, an 841-acre forest on the shores of the 160,000-acre Kentucky Lake. The park is a hub for outdoor activities like boating, hiking, and golfing on its scenic 18-hole course.

Additionally, there are plenty of opportunities to connect with the local community, including the World’s Biggest Fish Fry. Now in its 72nd year, the weeklong celebration features a parade, carnival rides, live music, and all-you-can-eat fried catfish. Seasonal events like the summer farmers’ market round out the calendar, giving locals more regular chances to gather throughout the year.

The Bottom Line

Paris stands out for its exceptionally low cost of living, even for Tennessee, but it offers more than just savings. Retirees can also enjoy welcoming locals, scenic landscapes, a laid-back lifestyle, and surprisingly good food to boot. It’s a well-rounded retirement destination for those who appreciate the appeal of small-town living.